Ownership & Assets

Asset Building News Week, July 14-18

July 18, 2014
Publication Image The Asset Building News Week is a weekly Friday feature on The Ladder, the Asset Building Program blog, designed to help readers keep up with news and developments in the asset building field. This week's topics include postal banking, the safety net, inequality, and education.
 

Asset Building News Week, July 7-11

July 11, 2014
Publication Image The Asset Building News Week is a weekly Friday feature on The Ladder, the Asset Building Program blog, designed to help readers keep up with news and developments in the asset building field. This week's topics include housing, homeownership, and financial education. 

Asset Building News Week, June 30-July 3

July 3, 2014
Publication Image The Asset Building News Week is a weekly Friday feature on The Ladder, the Asset Building Program blog, designed to help readers keep up with news and developments in the asset building field. This week's topics include education, poverty, housing, race and wealth.

Asset Building News Week, June 23-27

June 27, 2014
Publication Image The Asset Building News Week is a weekly Friday feature on The Ladder, the Asset Building Program blog, designed to help readers keep up with news and developments in the asset building field. This week's topics include workforce and poverty, savings, tax policy, and housing.

Poverty is Structural – So are Solutions

June 25, 2014
Publication Image Researchers spend a lot of time trying to identify the root causes of poverty. But the perception of the public matters too—particularly due to the impact of these perceptions on political discourse (and vice versa). A new poll released this week revealed that “fewer Americans blame poverty on the poor” in the wake of the widespread unemployment caused by the recession. Specifically, in response to the question, “What Causes Poverty?” only 44% responded “people not doing enough,” compared to 60% in 1995. By contrast, 46% of respondents identified “circumstances beyond people’s control” as the primary cause, compared to 30% two decades ago. It’s encouraging that more Americans perceive poverty as a structural problem rather than the product of individual choices. Yet preventing a retrenchment of this perspective as conditions improve will require a concerted effort—and a deliberate departure from the past.

Will GAO Examine Savings Bond Policy?

June 24, 2014
Publication Image We've long been in favor of expanding access to savings bonds. They're well-known, secure and historically have been available to everyone. Unfortunately, that's not really the case anymore. The Treasury Department eliminated retail sales of paper bonds a few years back and also ended a payroll purchase program. Treasury seems to have preferred to try to skip a generation by moving all sales online, through their TreasuryDirect portal. Unfortunately, this creates all manner of issues for Americans.

Investing in Children

  • By
  • Terri Friedline,
  • New America Foundation
  • and Nik Schuetz, University of Kansas' School of Social Welfare
June 24, 2014
Properly designed and integrated Child Development Accounts (CDAs) can have lasting, positive effects on children's educational development and can improve their long-term economic outcomes.

Asset Building News Week, June 16-20

June 20, 2014
Publication Image The Asset Building News Week is a weekly Friday feature on The Ladder, the Asset Building Program blog, designed to help readers keep up with news and developments in the asset building field. This week's topics include children's savings, retirement savings, financial services, inequality, and housing.

Children's Savings: How Far We've Come

June 18, 2014
Children's Savings Accounts have received a great deal of attention in 2014. The incoming Chairman of the Finance Committee, Senator Ron Wyden (D-OR), made a splash when he highlighted CSAs as one of his top priorities upon taking the gavel.

Children's Savings Accounts

  • By
  • Reid Cramer,
  • Rachel Black,
  • Justin King,
  • New America Foundation
June 18, 2014
The American Dream is built upon the enduring values of equal opportunity and personal responsibility. Ensuring that this dream remains attainable depends upon America being able to promote these values among rising generations. Research and experience in the field consistently supports the thesis that children's savings accounts (CSAs) can provide a vehicle to support these objectives.
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